Thread regarding Charles Schwab (SCHW)

Why do they say the stock value is going to climb?

A lot of analysts give estimates of values over 75 dollars in the next 12 months. While I would like that to happen given that I own SCHW shares I don’t see many reasons for such claims.
The stock did have a short spike in value in the first part of the year, but it quickly went down. I don’t see the company creating exceptionally better business results, I don’t see them buying anyone, nor do I see them inventing anything. While fluctuations in value can occur I really can't see any reason for a steady climb in value. If I am getting something wrong here please enlighten me.

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